Product
Your Multi-Currency Wallet
Hold NGN, USD, GBP, and EUR in one place. Top up instantly and send money to friends for free.
How It Works
Getting started is easy
Four simple steps to get up and running.
01
1
Create your account
Download the app and set up your wallet in under 2 minutes. Verify your identity with a quick selfie.
02
2
Add money
Top up via bank transfer, debit card, or direct deposit. Your funds appear instantly.
03
3
Hold multiple currencies
Switch between NGN, USD, GBP, and EUR with a tap. Exchange at competitive rates.
04
4
Send and spend
Transfer to friends for free, pay bills, or fund your virtual card. Every transaction is instant.
Features
Everything you need
01
Instant Top-Ups
Add money via bank transfer or card. Funds are available immediately with no waiting.
02
Multi-Currency
Hold NGN, USD, GBP, and EUR. Switch between currencies and exchange at great rates.
03
Free Transfers
Send money to other Shard users instantly and for free. No hidden charges.
04
Transaction History
Every transaction is logged with details. Search, filter, and export your history anytime.
Benefits
Why you will love it
Always Available
Access your wallet 24/7 from your phone. Check balances and make transfers anywhere, anytime.
Bank-Grade Security
Your money is protected with biometric authentication, encryption, and real-time monitoring.
Perfect For
Built for every use case
01
Daily Spending
Use your wallet as your primary account. Top up, spend with your virtual card, and track everything.
02
Send Money Home
Hold foreign currency and send NGN to family and friends instantly without high remittance fees.
03
Save & Budget
Set aside money in different currencies. Track your spending with built-in categorization.
Security
Built with security at the core
01
Biometric Lock
Access your wallet with fingerprint or face ID. No one else can get in.
02
Encrypted Data
All wallet data is encrypted end-to-end. Even we can't see your balance without your authorization.
03
24/7 Monitoring
Our systems watch for suspicious activity around the clock. You'll be alerted instantly.
Start in Minutes
Ready to take control of your money?
Join the waitlist and be first to know when Shard launches.
9:41
Welcome back
Your all‑in‑one financial hub
Cards
2 active
eSIM
Ready
Total Balance
$2,847.50
Quick Actions
Send
Top Up
Buy eSIM
Recent Activity
JD
AB
MK
TN
Home
Wallets
Cards
Profile
